What do I need to open a NEO Account?

You'll need:

Two pieces of identification + account statement

Your smartphone

Registration step by step:

1. Fill out all the fields.

  • Enter your name, telephone number, and e-mail -> click on Continue.
  • Your new Expobank account
  • New client registration
  • First name
  • Surname
  • Mobile telephone number
  • E-mail
  • I consent to the processing of my personal data.
  • I grant Expobank consent to processing my personal data for marketing purposes.
  • Continue

2. Choose a user name and a password that you will use to log into Internet banking.

  • PASSWORD: We recommend a combination of lowercase and capital letters and numbers.
  • USER NAME: Use lowercase letters.
  • Click on the highlighted white square to consent to the processing of your identity documents. 
  • Your new Expobank account
  • Login data
  • Choose a user name
  • Enter password
  • Re-enter password
  • Upload the first identity document
  • I consent to the processing of a photocopy of my identity documents (including my personal data contained therein), which I present to Expobank CZ a.s. for the purpose of identifying myself within the meaning of the Consent to Processing Identity Document Photocopy referred to herein.
  • Continue

  • A visual will appear asking whether you want to upload your documents using a computer or a mobile telephone.
  • Mobile telephone –> click on the image –> you'll receive an SMS text message with a link –> open it –> take a photo of both sides of your identity document.
  • Computer –> click on the computer image if you have a photocopy of your identity documents on your computer –> locate the folder, select the images, and upload them.
  • Fill out the form that appears below the uploaded copies of your document, and
  • Your new Expobank account
  • Login data
  • Choose a user name
  • bingo
  • Enter password
  • ***********
  • Re-enter password
  • ***********
  • Upload the first identity document
  • I consent to the processing of a photocopy of my identity documents (including my personal data contained therein), which I present to Expobank CZ a.s. for the purpose of identifying myself within the meaning of the Consent to Processing Identity Document Photocopy referred to herein.
  • Upload document using mobile phone.
  • Upload document using computer.
  • Use the "Upload document" buttons to upload legible copies of both sides of your identification card from the applicable device. Use the button separately for each side, or upload both sides of the document in a single file. Make sure that the data you enter matches the information on your identity document. You can change the data below.
  • Continue

3. Upload your second identity document (passport or driver's license), and complete the procedure the same way as described above.

4. Select your product and click on "Obtain" –> verify the information that will be shown on your card and the mailing address where your card will be sent.

  • Select product
  • NEO Account
  • Current account with access to FinTech services
  • Cash withdrawals from all automated teller machines (ATMs) in the Czech Republic and abroad free of charge.
  • No account maintenance fees
  • Interest rate of 1.6 % p.a. with no limits
  • One contactless MasterCard Standard payment card
  • Free domestic incoming and outgoing electronic payments
  • Free incoming and outgoing electronic SEPA payments
  • Expobanking Internet banking

Expo Savings Account

  • Attractive interest rate of 1.2 % p.a. (deposits from CZK 100,000 to CZK 13.5 million)
  • Your money is available at any time.
  • Your deposit is 100 % insured up to EUR 100,000.
  • No conditions or limits
  • Account opening and maintenance, including Internet banking
  • Cash deposits, domestic incoming transactions, and one electronic outgoing payment per month free of charge
  • Select currency
  • CZK
  • Open
  • Order a payment card
  • First name and surname of cardholder to be shown on the card
  • Address for mailing the payment card
  • The PIN for your card will be selected later through Internet banking

Before the last step, you will be asked to provide information required by law.

  • Legal information
  • The law requires us to know why you use our services, where funds you deposit with us come from, and where your tax domicile is. From the following options, select the replies that correspond best to your situation.
  • Reason for opening the account
  • Private payments
  • Savings
  • Investments
  • Other
  • Specify
  • Origin of funds
  • I certify that the origin of my funds is legal and that the source is:
  • Salary, wages
  • 1.6 % interest – self-evident reason
  • Employment
  • Employee
  • Specify
  • Anticipated transaction volume (monthly sum of payments stated as the CZK equivalent in EUR)
  • EUR 5,000–10,000
  • Beneficial owner of funds in your account
  • I am the beneficial owner of funds in my account.
  • I am a politically exposed person (PEP).
  • Tax domicile declaration
  • Czech Republic
  • VAT ID

6. You're almost there! Now, all you need to do is sign the account agreement – read the draft first and then confirm it using an SMS text message.

  • You first have to download the Account Agreement. After downloading, the "Sign" option will be displayed – see the figure below.
  • Agreement signature
  • Enclosed documents:
  • §  Pre-contractual information on master payment services agreement
  • §  Information memorandum
  • §  Information on services provided by remote means
  • §  Expobank CZ a.s. General Business Conditions
  • §  Expobank CZ a.s. Conditions for Payment Transactions
  • §  Standard list of fees and commissions
  • §  List of interest rates
  • §  Expobank CZ a.s. Payment Card Issue and Use Conditions
  • §  Product terms and conditions
  • §  Consent to obtaining and keeping photocopies of uploaded documents
     
  • Read the Account Agreement carefully, and sign it using an SMS code.
     
  • I certify that I have read the above documents, understood their contents, and unconditionally agree to the same. I acknowledge that I can withdraw from this Account Agreement at my discretion within 14 days after the Account Agreement enters into force. Withdrawal is subject to no penalty.
  • Sign

Sign up for our newsletter and always be in the know. It will pay off!

  • News and information about our products, services, and events
  • No spam - get a summary of all important facts about once a month
  • Receive a confirmation message after submitting your e-mail address