Legal information

Copyrights

The owner and operator of the website at www.expobank.cz entitled to exercise ownership rights to the website in accordance with the Copyright Act (Act 121/2000) is Expobank CZ a.s., a company with registered office at Na Strži 2097/63, 140 00 Prague 4, registered under Reg. No. B 476 in the Commercial Register maintained by the Prague Municipal Court, Business ID: 14893649, VAT ID: CZ14893649 ("Operator"). The Operator is the holder of any and all copyrights to any and all content thereby placed on the website at www.expobank.cz, including texts, designs, technical drawings, graphics, and any and all images displayed on the website as well as the selection and arrangement of files contained in the website. The rights and duties of the Operator and users regarding the use of this website are subject to these Terms. These Terms apply to all persons who visit the website ("Users"). A User consents to the Terms by visiting any page of the Operator's website or uses any information whatsoever posted on the Operator's website. The publication of any data or information on the website at www.expobank.cz, with the exception of this document, does not constitute any legal act whatsoever, unless expressly stated in a specific case.

Information

Information presented on the Website does not constitute legal, tax, or financial advice, analysis, or recommendation. Likewise, information posted on the website does not constitute a proposal or request for a proposal to buy and/or sell any financial or another instrument or an invitation, suggestion, or proposal to enter into any agreement or to negotiate any transaction whatsoever. Expobank CZ neither examines nor assumes liability for the content of the Expobank CZ Website as well as liabilities of persons that offer, provide, or broker services through the Website.

Facebook Disclaimer

All articles published on the Facebook pages of Expobank CZ are intended for information purposes only and serve exclusively for providing brief, general summary of the applicable topic and must be used accordingly. In no case may any such information serve as a detailed, in depth analysis, and no such information may be used as such. Information in such articles must not be considered a binding offer, legal, tax, financial, or investment advice, or any advice, proposal, or recommendation regarding any investment decision whatsoever. 

All investments, including investments into real estate, precious metals, or alternative products and services, such as those relating to virtual currencies, are inherently speculative and entail the direct risk of losses. Any investment is subject to numerous factors that affect them, and the value of an investment changes in time. Certain investments may be extremely volatile and vice versa. Past, hypothetical, indicative, and simulated yield does not necessarily indicate actual yield in the future. There is no guarantee that indicators, signals, or comments available in the public domain will be able to affect an investment in a way making it profit making or resulting in a loss. 

Do not carry out any investment transaction without fully understanding the worst-case scenario that may occur regarding the transaction in question. All of your investment and financial decisions are your personal responsibility. It is recommended that all investors must fully understand all risks relating to investment transactions they undertake. Prior to making any financial or investment decision based on articles and information published on the Facebook pages of Expobank CZ or based on any other information available in the public domain, you should seek the advice of a qualified expert.

Virtual Currency Warning

The European Securities and Markets Authority (ESMA), the European Banking Authority (EBA), and the European Insurance and Occupational Pensions Authority (EIOPA) ("three European supervisory authorities") warn consumers against the high risks relating to buying and/or holding so-called virtual currencies. For more information, follow this link: here.

No Guarantee

Expobank CZ, its management, employees, or advisors bear no liability for the fact that information contained on this Website, or websites accessible through the Expobank CZ Website, is complete, accurate, and correct in terms of facts and time data. Expobank CZ does not guarantee the connectivity and error-free functioning of the Website and assumes no liability for any direct or indirect losses incurred in connection with connection to or the use of the Expobank CZ website and losses incurred due to the fact that the Website is non-functional, in full or in part. Expobank CZ assumes no liability for any direct or indirect losses incurred as a result of the impossibility to connect to the Website and/or the impossibility to use the content thereof.

Data Protection

Disclosure of Personal Data

The Operator receives service from various providers. Insofar as they are authorized to do so, such providers process the User's personal data in the fulfillment of their duties. Such providers are prohibited from using personal data for other purposes. The Operator does not sell, transfer, or disclose personal data to any third parties. However, the Operator reserves the right to use or transfer any data necessary for fulfilling laws and regulations, protecting network integrity, fulfilling the User's requests, or conducting legal investigations or investigations conducted in public interest. If the User wants to modify his or her personal data maintained by the Operator, a request to that effect may be made by e-mail at info@expobank.cz or by regular mail at the mailing address specified on the Contacts page or on the page describing copyrights.

Documents: (in Czech):

Third-party Codes

This website uses Google codes to facilitate analyzing visitor comportment.  

Google Analytics
This Website uses the Google Analytics, a service provided by Google, Inc. ("Google"). The Google Analytics service uses "cookies", text files stored on your computer to allow analyzing the use of this Website by its users. Information on the use of the Website generated by cookies, including your IP address will be transmitted by Google and stored on servers located in the United States. Google will use such information to evaluate your use of the Website, to compile reports on activities for the Website host, and to provide other services associated with the use of the Website and the Internet in general. In some cases, Google may share such information with third parties, insofar as legally required or insofar as such third parties process such data for Google. Google will not associate your IP address with any other data it has at its disposal. You can refuse the use of cookies by making relevant settings in your browser. However, beware that if you do so, you will be unable to use all the functions available on this Website. By using this Website, you consent to the processing of your personal data by Google in the manner and for the purpose stated above. Detailed information on Google Analytics and personal data protection is available at http://www.google.com/intl/cs/privacy/privacy-policy.html. If you want to forbid tracking, you can install an add-on to your Internet browser (http://tools.google.com/dlpage/gaoptout).

Cookies

Cookies are data transmitted from a website to the hard drive of the User's computer. Cookies enable the website to remember relevant information to simplify its future use by the User. Like most websites, the Operator's website uses cookies. For example, the Operator uses anonymous aggregate data to track the total number of visitors to this Website. If the User does not want to use cookies or wishes to be notified of the use of cookies by the Internet browser, settings to that effect must be made in the Internet browser. If the User disables all cookies, certain features of this website will not be available. 

Links to Other Websites

The Website at www.expobank.cz contains links to other websites over which the Operator has no control. If the User visits such a website, the User is advised to become acquainted with the website's personal data protection policy. The Operator bears no liability whatsoever for third-party actions and policies.

Changes in the Personal Data Protection Policy

The Operator reserves the right to change the personal data protection policy in any way at any time. The current version of the personal data protection policy is posted on the Website at all times.

User Comportment

In using this Website, the User must refrain from interfering with the security of this Website, using this Website for transmitting harmful files, and attempting to access non-public areas of this Website. In addition, the User must observe the Operator's copyrights to this Website.

Liability and Jurisdiction

Due to their large size, certain documents and additional information are available in the PDF format for download. To open these documents, you have to have Adobe Reader installed on your computer. Adobe Reader can be downloaded free from the website of Adobe Systems, Inc. Certain sections of the documents are in the format of the applications from the Microsoft Office suite. The Microsoft website offers software allowing viewing documents in all of these formats. The software can be downloaded free and installed on your computer. Alternatively, you can download free the Open Office bundle of office applications.