Only the best for your company

Our goal is to support the financial aspects of your business by providing solutions that meet your needs and save your time.

Freelance professions have many advantages

Whether you are an architect, a notary public, a pharmacist, or
self-employed in another profession, we have a bundle package customized for your needs! 

Escrow Account

Each escrow is managed on a special account which is separated from the funds of the notary or attorney-at-law. Thus, there can only be one escrow on one account at a time.

The right to a better bank means that we consider a digital signature to be a unique way to simplify our mutual communication. You will also receive further maintenance of personal current account or company account (IQ Professional account, SILVER Business account) free to your Escrow Account!

Benefits of an Escrow Account

  • Escrow Accounts can be denominated in CZK, EUR, USD, GBP, and CHF. Other currencies are available based on a prior arrangement
  • Interest rate of 0.2 % p.a., valid since October 1st, 2020
  • Free incoming and outgoing CZK payments
  • Free deposits and withdrawals in the account currency
  • You can manage your account via Internet banking (opening, modifying, closing)

 IQ Professional Account

The IQ Professional Account offers an all-inclusive bundle of banking services linked with the client's current account, which we designed exclusively for
self-employed freelance professionals.

These include mainly physicians, pharmacists, dentists, veterinary surgeons, attorneys-at-law, notaries, forensic experts, court interpreters, auditors, tax consultants, accountants, court collectors, auctioneers, bankruptcy administrators, authorized engineers and technicians, authorized architects, and patent attorneys.

You may choose from two IQ Professional Account options. They differ in the extent of the basic services included in each package:

IQ Professional Account (CZK 139 per month)

IQ Professional Account+ (CZK 459 per month)


Modern banking services for self-employed professionals and small businesses

Advantageous packages of tailor-made services for entrepreneurs and small businesses.

In addition to standard services, we offer to entrepreneurs and small businesses:

  • Possibility to use our meeting rooms for your meetings

  • Free personal account for business owners

  • Possibility of maintaining accounts in various foreign currencies (EUR, USD, RUB,…)

  • Individual settings of foreign payment system

  • Online payment solutions and POS payment terminals for merchants - NEW

SILVER Business Account

An all-inclusive bundle of banking products and services will help you facilitate your business finances management. The bundle is linked to your current account and is intended for self-employed professionals and small businesses with an annual turnover up to CZK 30 million.

What will you get when you open
a SILVER Business Account?

  • Account opening and maintenance in CZK, including Internet banking

  • Additional accounts in foreign currencies (EUR, GBP, USD, or RUB)

  • Account statements by e-mail

  • MasterCard Business Standard payment card

  • Internet banking

  • Business Savings Account

  • Automatic link to business savings account

  • Unlimited number of domestic payments entered by electronic means

  • Incoming and outgoing electronic 
    SEPA payments free of charge (master account only)

GOLD Business Account

An all-inclusive bundle of banking products and services will help you facilitate your business finances management. The bundle is linked to your current account and is intended for medium-sized enterprises and organizations with an annual turnover up to
CZK 70 million.

What will you get when you open a GOLD Business Account?

  • Opening and maintenance of your master account in CZK 

  • Up to 10 additional accounts in foreign currencies
    (EUR, GBP, USD, or RUB)

  • Monthly electronic statements

  • Two MasterCard Business Standard and 
    MasterCard Business Executive payment cards

  • Internet banking

  • Business savings account automatically linked to
    current account

  • Unlimited number of domestic payments entered by
    electronic means

  • Incoming and outgoing electronic 
    SEPA payments at no charge (master account only)


IQ Account for Non-profit Organizations

Do you need a simple, inexpensive, and easily manageable account for your non-profit organization? This bundle is designed for charities, religious and civil society organizations, community associations, semi-autonomous government organizations, and other public institutions.

By opening an IQ Account for Non-profit Organizations, you will get

  • Opening and maintenance of a CZK current account

  • Opening and maintenance of one foreign currency
    current account

  • Monthly account statements sent by regular mail or e-mail

  • Embossed MasterCard Business payment card,
    including Standard travel insurance

  • Opening and maintenance of Internet banking

  • Free incoming payments in CZK

You will also get extra benefits

  • Special terms for payment transactions

  • Special terms for other Expobank products

  • Possibility to link this account with a business account
  • 10 local outgoing payments in CZK via electronic banking


Treasury Sales

Do you have income or expenses in a foreign currency and need an immediate exchange? Do you need to hedge against currency or interest rate risk for a longer period? Would you like to carry out your ideas by investing at capital markets? We are ready to provide these products for you, simply by phone.

Treasury Sales products

  • Foreign Exchange Spot (FX Spot) – the purchase or sale of one currency against another currency at an agreed exchange rate for settlement within two working days.

  • Forward Foreign Exchange (FX Forward) – the purchase or sale of one currency against another currency at an agreed exchange rate for settlement at a predetermined future date (over two business days).
  • Foreign Exchange Swap (FX Swap) – a combination of a foreign exchange spot and a forward foreign exchange. Purchase or sale of one currency against another at an agreed exchange rate for settlement within two business days (start of transaction) and simultaneous reverse-direction sale or purchase at an agreed exchange rate for settlement at a predetermined future date (over two business days) (end of transaction).
  • Term deposits
  • Deposit certificates
  • Interest Rate Swap (IRS) – a product used to reduce the risk of unexpected interest rate fluctuations. An agreement between the bank and the client on a regular exchange of interest payments. One interest payment is usually floating (changes in regular periods and is derived from the selected market reference interest rate). The second interest payment is usually fixed for the duration of the interest rate swap. Individual interest payment amounts are derived from the specified principal amount. As a rule, the principal itself is not exchanged.
  • Capital Market Transactions (stocks, bonds, and collective investment funds)

Treasury Sales

Martina Tichá

Michal Doležal

Barbora Sajenková

Documents

PRIIPs – KID

Would you like to ask anything? Let us know.

Please fill in your name, e-mail address and ask your question. Our friendly and helpful staff will reply to you within 24 hours.
Our working hours are from Monday to Friday 8 AM to 7 PM.