Only the best for your company.

Our goal is to support the financial aspects of your business by providing solutions that meet your needs and save your time.

Freelance professions have many advantages

Whether you are an architect, a notary public, a pharmacist, or
self-employed in another profession, we have a bundle package customized for your needs! 

Escrow Account

The Escrow Account is a special current account used by notaries, lawyers, and courts to deposit funds received from their clients for safekeeping. 

The right to a better bank means that We consider a digital signature to be a unique way to simplify our mutual communication further maintenance of personal current account or company account (IQ Professional account, SILVER Business account) free to your Escrow Account!

Benefits of an Escrow Account

  • Escrow Accounts can be denominated in CZK, EUR, USD, GBP, and CHF. Other currencies are available based on a prior arrangement
  •  From 1.10.2020 the rate changes to 0.2 % p.a.
  • Free incoming and outgoing CZK payments
  • Free deposits and withdrawals in the account currency
  • The account can be managed via Internet banking (opening, modifying, closing)

 IQ Professional Account

The IQ Professional Account is an all-inclusive bundle of banking services linked with the client's current account. 

The IQ Professional Account is designed exclusively for self-employed freelance professionals, including physicians, pharmacists, dentists, veterinary surgeons, lawyers, notaries, forensic experts, court interpreters, auditors, tax consultants, accountants, distrainors, auctioneers, bankruptcy administrators, authorized engineers and technicians, authorized architects, and patent attorneys.

Two IQ Professional Account options are available. They differ in the extent of the basic services included in each package:

IQ Professional Account (CZK 139 per month)

IQ Professional Account+ (CZK 459 per month)


Modern banking services for self-employed professionals and small businesses

Advantageous packages of tailor-made services for entrepreneurs and small businesses.

In addition to standard services, we offer entrepreneurs and small businesses

  • Possibility to use our meeting rooms for your meetings

  • Free personal account for business owners

  • Possibility of maintaining accounts in various foreign currencies (EUR, USD, RUB,…)

  • Individual settings of foreign payment system

  • Online payment solutions and POS payment terminals for merchants - NEW

Silver business account

An all-inclusive bundle of banking products and services linked to your current account, which facilitate the management of your business finances. For self-employed professionals and small businesses with an annual turnover up to CZK 30 million.

Products and services included in
SILVER Business Account

  • Account opening and maintenance in CZK, including Internet banking

  • Additional accounts in foreign currencies (EUR, GBP, USD, or RUB)

  • Account statements by e-mail

  • MasterCard Business Standard payment card

  • Internet banking

  • Business Savings Account

  • Automatic link to business savings account

  • Unlimited number of domestic payments entered by electronic means

  • Incoming and outgoing electronic 
    SEPA payments for as low as CZK 49 (master account only)

Gold business account

An all-inclusive bundle of banking products and services linked to your current account, which facilitate the management of your personal and business finances. For medium-sized enterprises and organizations with an annual turnover up to CZK 70 million.

Products and services included in GOLD Business Account

  • Master account in CZK (opening and maintenance)

  • Up to 10 additional accounts in foreign currencies
    (EUR, GBP, USD, or RUB)

  • Monthly electronic statements

  • Two MasterCard Business Standard and 
    MasterCard Business Executive payment cards

  • Internet banking

  • Business savings account automatically linked to
    current account

  • Unlimited number of domestic payments entered by
    electronic means

  • Incoming and outgoing electronic 
    SEPA payments at no charge (master account only)

  • First outgoing foreign payment free, 30% discount on all subsequent payments


IQ Account for Nonprofit Organizations

Do you need a simple, inexpensive, and easily manageable account for your nonprofit organization? This bundle is designed for charities, religious organizations, civil society organizations, community associations, semi-autonomous government organizations, and other public institutions.

IQ Account for Nonprofit Organizations includes

  • Opening and maintenance of a CZK current account

  • Opening and maintenance of one foreign currency
    current account

  • Monthly account statements sent by regular mail or e-mail

  • Embossed MasterCard Business payment card,
    including standard travel insurance

  • Opening and maintenance of Internet banking

  • Free incoming payments in CZK

  • 10 domestic outgoing payments in CZK entered by electronic means

More benefits

  • Special terms for payment transactions

  • Special terms for other Expobank products

  • Payment card that can be used to withdraw money from any ATM in the Czech Republic for only CZK 6.50

  • Optional link to Expo Business Savings Account


Treasury Sales

Invest according to your ideas. Do you have income or expenses in a foreign currency and need an immediate exchange? Do you need to hedge against currency or interest rate risk for a longer period? We are ready to provide these products for you, simply by phone.

Treasury sales products

  • FX Spot

  • FX Swap

  • FX Forward

  • Term deposits

  • Deposit certificates

  • Interest rate swap (IRS)

  • Capital market transactions (stocks, bonds, and collective investment funds)

Documents

PRIIPs – KID

Treasury Sales

Martina Tichá

+420 233 231 511
martina.ticha@expobank.cz

Let us know!

Do you want to ask something? What do you miss at your current bank?