IQ Business Savings Account with Notice Period
Do you have surplus funds you do not need at the moment, or are you left with a certain sum on your business account every month, where the interest rate is low? Do you want to increase your funds using a risk-free, high-quality product? Take advantage of our IQ Business Savings Account offer, free of charge, with a one-month notice period in CZK or EUR.
What is an IQ Business Savings Account?
An IQ Business Savings Account is a product designed for all entrepreneurs and companies with a turnover of up to CZK 300 million. Any sum can be deposited in an IQ Business Savings Account, at any time. Deposit in cash, by a transfer of funds, or using a recurring payment order from a current account maintained at our bank or at another financial institution. All deposits are free of charge.
Advantages of an IQ Business Savings Account
- No account maintenance fee
- Special interest rate*
- Interest credited monthly
- Incoming domestic payments and CZK cash deposits free of charge**
- Account access at all our branches
- No need to have an current account with our bank (you do not have to change your bank)
- Free Internet banking with information services (you will have account balance information available 24 hours a day)
- Monthly account statements sent by mail or email free of charge
* Actual interest rates are announced in the Table of Interest Rates for Entrerpreneurs and Small Business
on page 3
** Applies to savings accounts denominated in CZK.
- The interest rate for an IQ Business Savings Account fluctuates depending on market conditions
- Withdrawals from a Business Savings Account are subject to a one-month notice period; a penalty fee is charged for early withdrawals.
Requirements for opening an IQ Business Savings Account
Note: An identification document is a personal identification card or a passport; foreigners must present a passport with (i) valid long-term visa or (ii) valid residency permit
- The current interest rate is announced in the Table of Interest Rates for entrepreneurs and small enterprises
- Table of Fees and Commissions / IQ Business Savings Account
Call 800 700 800, or visit any branch, for detailed information about the IQ Business Savings Account.